Find What Doesn't Belong on Your
Credit Report
Upload your report to uncover suspicious accounts, errors, and items worth reviewing.
Free to scan. One-time purchase to unlock dispute tools.
Secure processing · Uploaded PDFs are not stored · Software tools only · No guaranteed results
Your reinvestigation command center
Flag discrepancies, generate statute-specific letters — all in one place.
Flagged discrepancies with severity and statute references
62 statute-specific letter templates
Core reinvestigation tools
Six tools designed for structured documentation, deadlines, and audit-ready recordkeeping.
Report Parser
Upload PDF reports from all three bureaus. Extract tradelines and flag discrepancies.
Statute Guidance Engine
Context-aware assistance for selecting applicable statutes and structuring correspondence.
Letter Templates
62 professionally-structured templates covering FCRA, FDCPA, FCBA, and related statutes.
Response & Deadline Tracker
Monitor correspondence status with automated deadline calculations and response logging.
Discrepancy Queue
Review flagged items with reason codes and applicable statute references.
Audit Trail
Complete timestamped history of all actions, exportable for documentation purposes.
From discrepancy to documentation
Four structured steps for statute-compliant reinvestigation requests.
Upload
Upload credit reports from all three bureaus. We do not store your uploaded PDFs as retrievable files.
Analyze
System parses tradelines, identifies discrepancies, and flags items with applicable statutes.
Dispute
Generate structured correspondence with proper statute citations and deadline tracking.
Document
Log responses, monitor deadlines, maintain complete audit trail.
Ready to organize your dispute process?
Upload your report, identify discrepancies, generate documentation, and track every statutory deadline.
605b.ai is software that helps users generate and organize dispute documentation. It is not a credit repair organization and does not provide legal advice.
Built for people who want direct control over their own credit dispute process.